How it works
A safer way to buy & sell tack.
The Tack Market is a marketplace built specifically for the New Zealand horse community. We bring the trust of a closed community with the convenience of online buying.
For buyers
- 1
Browse listings
Filter by category, size, brand or region. Photos and honest descriptions from real sellers.
- 2
Message the seller
Ask questions, request more photos, negotiate offers — all in-app.
- 3
Pay securely
Stripe processes the payment over a secure connection, with funds settling to the seller in the usual couple of business days — sometimes faster. You're covered by Stripe's standard chargeback protection through your card issuer. For casual sales you can also arrange a private payment with the seller by exchanging bank details in-app — be aware that private payments do not carry Stripe's chargeback cover.
- 4
Receive and review
When the item arrives, leave a review. Honest reviews help other riders trust good sellers.
For sellers
- 1
List in 60 seconds
Photos, title, price, condition. Done. Open the iOS app and you can even dictate the description by voice.
- 2
Get verified
Connect your bank via Stripe (NZ-based). Takes 5 minutes.
- 3
Reply to messages
Buyers ask questions, you answer. Accept or counter their offers.
- 4
Ship, get paid
Funds land in your Stripe payout account the moment the buyer pays. Stripe then transfers them to your NZ bank on its standard schedule — usually a couple of business days, sometimes faster. For casual sales you can also arrange payment with the buyer directly by exchanging bank details in-app. Communicate directly with the buyer to arrange shipping and delivery.
Fees
Selling privately or selling safely through Stripe? Casual sellers choose, listing by listing, and it is the same choice as “how buyers pay you” when you publish.
Selling privately
Pay per listing, keep 100% of the sale.
- • $1.99 for 1 listing
- • $5 for 5 listings ($1 each)
- • No commission on sales
- • Buyers pay the card processing fee at checkout, 2.9% + 30c*
- • You choose how you and the buyer trade. By choosing this option you trade at your own risk.
Selling safely through Stripe
List free, and pay a small success fee only when it sells.
- • Free listings (unlimited)
- • 4.99% commission per sale
- • Min $0.99, capped at $49
- • Card processing fee, 2.9% + 30c, comes out of your payout*
- • The payment is protected
Business storefronts
Running a tack shop? Get your own /store page.
- • Free listings (unlimited)
- • 4.99% commission per sale
- • Min $0.99, capped at $49
- • Branded storefront with banner + logo
* Every card payment carries a processing fee of 2.9% + 30c, which on a $100 sale is $3.20. That is a normal cost of taking card payments, not a platform fee, and we pass it on openly rather than hiding it in your payout.
What is Stripe and how does it work?
What is Stripe?
Stripe is one of the world’s largest payment companies — it handles card payments for millions of businesses, from small shops to companies like Xero and Amazon. The Tack Market uses Stripe to process every card payment on the site and in the app. Your card details go directly to Stripe over a secure connection; we never see or store them ourselves.
How does it work when I buy?
At checkout you enter your card details into Stripe’s secure payment form. Stripe charges your card and routes the money to the seller’s payout account. Because the payment runs through Stripe, you have the standard chargeback protection that comes with your card — if something goes seriously wrong, you can dispute the charge through your bank or card issuer.
How does it work when I sell?
When you verify as a seller, Stripe sets up a payout account linked to your NZ bank account — this is the five-minute “connect your bank” step. When a buyer pays, the funds land in your Stripe payout account immediately, and Stripe transfers them to your bank on its standard schedule — usually a couple of business days. Stripe verifies your identity as part of setup; that’s a banking regulation requirement, and it’s also part of what keeps the marketplace trustworthy for buyers.
Is it safe?
Yes. Stripe is certified to the highest level of payment-industry security (PCI DSS Level 1) and is regulated as a payment provider in New Zealand. It is the same infrastructure used by many of the online shops you already buy from — the difference here is simply that the seller is a fellow horse person rather than a retailer.